While Virtual Cards offer significant financial advantages for buyers, their widespread adoption has been hampered by challenges for suppliers, including high fees, manual processing and technical terminal limits. SAP Taulia’s new Supplier Acceptance suite directly addresses these pain points with a comprehensive toolkit that automates reconciliation and provides immediate access to cash upon invoice approval. This will offer suppliers payment visibility while enabling buyers to scale their strategic use of credit.

Key features of the Supplier Acceptance suite include:

• Hands-free payment processing: Through strategic global partnerships with payment providers including Adflex (UK), Paymate (APAC), ipaymy (APAC), Boost Payment Solutions (Global), Mastercard (Global) and Visa (Global), SAP Taulia automates data entry and settlement. This allows funds to be deposited directly into supplier accounts without manual card entry, saving on admin time.

• Accelerated payments: Suppliers can now choose to be paid immediately upon invoice approval, bypassing traditional 30- or 60-day terms. This provides a powerful liquidity incentive while eliminating the administrative burden for buyers to update ERP payment terms.

• Multi-use virtual cards: To bypass rigid terminal limits that often cause high-value B2B payments to fail, this feature allows a single card to be authorized for multiple transactions up to the total invoice amount.

• Netting & bundling: New Credit Note Netting automatically consolidates outstanding credits and invoices into a single, clean payment. Combined with Bundled Payments, suppliers gain more control over their cash flow, allowing them to ensure all invoices with the same due date are paid through one virtual card.

• Data-driven targeting: Leveraging proprietary network and ERP data, SAP Taulia identifies hidden card acceptors that traditional bank programs often miss, uncovering a 2% lift in eligible suppliers.

“Historically, the industry assumed cost was the only factor for suppliers, but our research shows that access to cash and security are actually higher priorities,” said Doug Anderson, Senior Product Marketing Manager at SAP Taulia. “By removing the operational drag of manual reconciliation and terminal limits, we are making virtual cards an inherently attractive modality for suppliers globally”.

“The technology challenge of B2B card acceptance has never been trivial — routing commercial card payments directly into supplier bank accounts, at scale, requires sophisticated infrastructure that most payment rails simply weren’t built for,” said Olivia Leong, CEO of ipaymy. “Partnering with SAP Taulia is how we bring that capability to enterprise scale. Together, we’re giving finance teams a powerful path to turning their commercial card programs into a genuine working capital engine — retaining capital flexibility, freeing up cash, and paying suppliers without friction.”

The announcement builds on SAP Taulia’s momentum with virtual cards and its recently announced partnership with Boost to integrate its multi-patented straight-through processing (STP) for suppliers. Key partnerships also include Mastercard and Visa that enable customers to bring their existing bank relationships for secure, automated and virtual card payments for both buyers and suppliers.