• Bank fees: the way forward

    With liquidity less readily available, companies around the world are looking at ways to build internal cash and save costs across their operations. Corporates may focus on the area of bank fees for cost savings, with initiatives such as the TWIST BSB standard facilitating transparency. However, when liquidity is scarce the need to maintain strong bank relationships is often more important than the need to reduce bank fees.

  • Bank relationships in tough market conditions

    In the face of a global slowdown, treasuries are re-evaluating their banking partners to ensure that liquidity needs will continue to be met and that they are getting the most out of their banking group. In this article, we take a look at how maintaining firm banking relationships can prove a steadying influence during tough market conditions.

  • Mobile payments

    The growing versatility of mobile technology is radically changing the face of electronic payment methods. Asia, in particular, has been leading the way in m-payments with a series of successful trials and product launches. In this article we focus on mobile payments and explore how the momentum gained within the consumer market is influencing the corporate arena.

  • Photo of Martin Wilson, Chief Commercial Officer, VocaLink

    UK Faster Payments

    The UK currently has one of the longest clearing cycles for electronic payments in Europe, but this is set to change. The UK Faster Payments service developed by payments processing organisation VocaLink is due to be launched in May 2008. We talk to Martin Wilson, Chief Commercial Officer of VocaLink, about the unique features of the new service.

  • SEPA – opportunities for corporates

    Corporate willingness to convert to the new payment instruments is crucial to the success of the Single Euro Payments Area (SEPA). But why should they invest in new processes and technology upgrades to help precipitate the SEPA project – what does it really do for them? In this last article in our series on SEPA, we look at some of the opportunities this initiative provides to corporates and offer commentary from service providers within the payments industry.

  • Supply chain financing

    The growing focus on supply chain management has resulted in increasing numbers of large companies seeking to improve their working capital position by extending payment terms for their suppliers. In this article we explore the methods open to suppliers for financing their receivables, looking in particular at the relatively new concept of supplier finance.

  • SEPA payment instruments

    The Single Euro Payments Area (SEPA) initiative introduces harmonised standards and practices for three of the main electronic payment methods used for non-urgent euro transactions – namely credit transfers, direct debits and payment cards. In this article we look at some of the features, processes and infrastructures that define these SEPA compliant payment instruments.

  • SEPA – Where are we now?

    The Single Euro Payments Area (SEPA) was launched in January, heralding an ambitious two year migration to new euro-wide payment instruments and infrastructures. But what is SEPA? Over the next three months we will be explaining some of SEPA’s components and considering the opportunities it offers to corporates. In this first article, we look at SEPA’s background, its importance and where we are now – at the beginning of one of the largest restructuring exercises to occur within the payments industry in Europe.

  • Overview of the financial supply chain

    The financial supply chain consists of the financial flows generated by the movement of goods. Increasingly companies are looking at how they can optimise their financial supply chains by maximising efficiency in processes throughout the chain. In the first of two articles on the financial supply chain we introduce the key concepts and the factors driving innovation in this area.

  • Standardised RFPs and online technology

    One area in which technology can streamline treasury processes is the request for proposal. We look at the increasing use of standardised RFPs, the issues to consider when selecting and using a standardised RFP and the development of technology to aid the RFP launch and selection process.