• SWIFT for Corporates

    The mere mention of SWIFT can send corporate treasurers scurrying for cover – and understandably so. The current economic environment and industry initiatives such as SEPA are providing enough challenges without another assignment being added to the project pile. But implementing the SWIFT for Corporates solution is not as difficult as many may think and the opportunities derived from it could outweigh the investment and effort put in.

  • Short-term investments

    Regulatory developments have enabled treasurers in China to pool cash using entrust loans. Once cash has been concentrated, the next question is how to make the best use of it, while striking a balance between maximising yield, minimising risk and providing sufficient liquidity to meet short-term obligations. In this article, we look at the short-term investment options available to treasurers in China, as the markets continue to evolve.

  • Bank fees: the way forward

    With liquidity less readily available, companies around the world are looking at ways to build internal cash and save costs across their operations. Corporates may focus on the area of bank fees for cost savings, with initiatives such as the TWIST BSB standard facilitating transparency. However, when liquidity is scarce the need to maintain strong bank relationships is often more important than the need to reduce bank fees.

  • Mobile payments

    The growing versatility of mobile technology is radically changing the face of electronic payment methods. Asia, in particular, has been leading the way in m-payments with a series of successful trials and product launches. In this article we focus on mobile payments and explore how the momentum gained within the consumer market is influencing the corporate arena.

  • Bank relationships in tough market conditions

    In the face of a global slowdown, treasuries are re-evaluating their banking partners to ensure that liquidity needs will continue to be met and that they are getting the most out of their banking group. In this article, we take a look at how maintaining firm banking relationships can prove a steadying influence during tough market conditions.

  • Photo of Martin Wilson, Chief Commercial Officer, VocaLink

    UK Faster Payments

    The UK currently has one of the longest clearing cycles for electronic payments in Europe, but this is set to change. The UK Faster Payments service developed by payments processing organisation VocaLink is due to be launched in May 2008. We talk to Martin Wilson, Chief Commercial Officer of VocaLink, about the unique features of the new service.

  • Supply chain financing

    The growing focus on supply chain management has resulted in increasing numbers of large companies seeking to improve their working capital position by extending payment terms for their suppliers. In this article we explore the methods open to suppliers for financing their receivables, looking in particular at the relatively new concept of supplier finance.

  • SEPA – opportunities for corporates

    Corporate willingness to convert to the new payment instruments is crucial to the success of the Single Euro Payments Area (SEPA). But why should they invest in new processes and technology upgrades to help precipitate the SEPA project – what does it really do for them? In this last article in our series on SEPA, we look at some of the opportunities this initiative provides to corporates and offer commentary from service providers within the payments industry.

  • SEPA payment instruments

    The Single Euro Payments Area (SEPA) initiative introduces harmonised standards and practices for three of the main electronic payment methods used for non-urgent euro transactions – namely credit transfers, direct debits and payment cards. In this article we look at some of the features, processes and infrastructures that define these SEPA compliant payment instruments.

  • SEPA – Where are we now?

    The Single Euro Payments Area (SEPA) was launched in January, heralding an ambitious two year migration to new euro-wide payment instruments and infrastructures. But what is SEPA? Over the next three months we will be explaining some of SEPA’s components and considering the opportunities it offers to corporates. In this first article, we look at SEPA’s background, its importance and where we are now – at the beginning of one of the largest restructuring exercises to occur within the payments industry in Europe.