• Treasury reporting

    The demand for daily financial information from the company’s board of directors may have eased as the crisis did, but for many treasurers, enhanced reporting has become a way of life. How has treasury reporting changed post-crisis and what more can you do to ensure the right information is available to all the stakeholders in the business?

  • Corporate Funding Association: a bright future?

    Although large companies with good credit ratings are having no trouble accessing domestic and international bond markets as well as bank finance, it has become more expensive. Companies believe that that they are now paying for the banks’ mistakes with regulation and risk driving the cost of lending higher than it should be. We ask whether the Corporate Funding Association could be a viable alternative.

  • Making cash management easier in Euroland: derailed by crisis?

    Sovereign risk is back on the treasury agenda and the hope that growth in new European states and their inclusion in the Eurozone would lead to a new integrated era of cash management in Europe has suddenly disappeared. Uncertainty prevails in the wider economic picture as well as in day-to-day treasury operations within Europe.

  • Back to the future – eBAM

    Often the simple actions of opening, maintaining and closing bank accounts can take between three days and two weeks to complete – a seemingly ridiculous timescale given the electronic age we live in. With more banks and corporations willing to embrace electronic bank account management (eBAM), are those days of unwieldy processes and long delays over?

  • Winds of change in trade finance

    Trade finance has been hit, like all areas of finance, by declining volumes as the crisis and recession have unfolded. In this article we look at the ways in which trade finance is adapting to meet the evolving demands of exporters and importers. We examine the relevance of traditional and innovative trade finance techniques and also explore the creativity of bank products amid changing market conditions.

  • SEPA Direct Debit - ready or not?

    The SEPA Direct Debit (SDD) has arrived – but are we ready? This latest phase in the Single Euro Payments Area (SEPA) initiative has not been without problems, some of which, as yet, remain unresolved. In this article, we provide an overview of the new payment instruments, the issues that surround their arrival and offer commentary from three payment service providers who were prepared for the SDD launch.

  • Categories of cash

    The successful treasurer achieves a good balance between investing excess cash and delivering the necessary cash resources to support company liquidity. In this article, we look at how categorising cash into separate portfolios enables consideration of the risk/return profile necessary to meet the company’s liquidity requirements and ensure company survival. Accordingly, categorising cash offers a pragmatic and judicious approach to promoting effective cash investment choices.

  • Unlocking trapped cash via inventory

    With cash in short supply from more traditional providers, many companies are planning to meet funding requirements from their own operations by unlocking cash which may be trapped in their balance sheets. Focusing in particular on inventory, we look at the approaches companies are taking to free up cash internally and make their processes increasingly lean.

  • Role of the banking club

    Aiming to provide the best of local and international cash management across a network of member banks, banking clubs can provide a range of benefits to corporate customers. In this article we look at the major international banking clubs and the challenges that they face in a post-SEPA environment. We also discuss the factors that differentiate these clubs from one another.

  • ISO 20022 – a standard for standards

    After years of developing disparate messaging formats, financial institutions and standardisation bodies are uniting behind the banner of ISO 20022 XML format (sometimes called ‘UNIFI’) as the way forward for standardising financial messages. Whilst the scheme has been around for a good few years, some corporates remain unclear about what it is and what it means for them. In this article, we provide an overview of this standardisation initiative and the potential benefits it offers to corporates.