• XML drives corporate efficiency

    As more and more banks, system suppliers and corporates move to XML-based systems, we look at what has driven this change, how SEPA is likely to push the move further and what is driving corporate adoption.


    Despite originating outside the financial banking sector, TWIST claims to represent the interests and future of efficient corporate banking communication standards. In this article, we take a look at the role and effects of TWIST in corporate banking and its contribution in enabling efficient financial processes.

  • Business continuity technology

    Business continuity management is the process of ensuring that a company is protected, as far as possible, from disruptions arising from business interruptions. In this article, we look at the business continuity issues the treasury is exposed to from a technology perspective and examine the various solutions available to minimise these risks.

  • Email storage in a SOX environment

    The US Sarbanes-Oxley Act of 2002, requires companies to store email. Compliance with this stipulation can be difficult as the rules on what exactly needs to be stored and how this should be stored, are somewhat unclear and thus open to interpretation. In this article, we look at how companies should approach email storage in order to comply with the Sarbanes-Oxley legislation.

  • The UK Faster Payments initiative

    The UK is due to introduce a new payments system for low value electronic payments in November 2007. Here, we look at the Faster Payment initiative and consider how corporates using the UK banking system can ensure that they take full advantage of the impending changes.

  • Zipping and unzipping files – lossless data compression

    As companies tighten restrictions on the attachment sizes of emails, everyone will need to know how to zip and unzip a file. This article explains how this process works and why it is useful. We look at the various programs which can be used to zip and unzip files and outline the differences between them.

  • Anti-money laundering, terror and embargo lists: software solutions

    The tightening of anti-money laundering (AML) legislation has been a key part of many countries’ fight against terrorism. Terrorist organisations, like all other organisations, are dependent on funding to finance their operations. Cutting off (or intercepting) terrorist groups’ funding is thus seen as a key method of interrupting and perhaps ending their operations. AML legislation is an important tool because much of a terrorist group’s funding will, at some point, have been laundered in order to disguise its true origins.

  • Online trading

    Online trading has been increasing rapidly in recent years. While online trading in stocks, bonds and derivatives among banks and institutional investors has been commonplace for quite some time, internet share dealing in the consumer market has now also overtaken traditional methods such as telephone or face-to-face trading. The take-up of online trading by corporates has exceeded initial expectations and the range of tradable capital instruments has also expanded.

  • Application Service Providers (ASPs)

    Application Service Providers (ASPs) have become fairly common as internet usage has spread. ASPs supply software applications or software related services over the internet instead of selling a software package that has to be physically installed on the computer system of the user.

  • Credit card funds transfers

    Credit card transfers are the fastest growing type of electronic funds transfers in most countries. In this article we look at the way funds are transferred when using a credit card either online or in a shop via a point of sale terminal.